![]() ![]() ![]() A combination of risks, like for example: you are young and you have just obtained your drivers license, but you have also just bought a very expensive car.Your car is very sensitive to theft and you do not have the required security.You have a history of late payments, or currently have an arrears of payment.You have a negative amount of damage free years.A rejection can have something to do with the following situations: Sometimes they can come to the decision to reject the insurance, because the risk is too high. If that is the case, you will recieve an e-mail with a temporary coverage or no coverage at all. But in some situations, they need some extra time to review the application. In 90% of the cases the insurance company immediately accepts the application. When you apply for a car insurance, the car insurance company has to review the application to be able to decide if they can accept the risk you offer them or not. It is often an estimate, and it depends on whether you drive to work every day, or other frequently recurring trips and of course vacation. The so called 'kilometrage' (Dutch for mileage) is the number of kilometers you drive annually. If your car has a different market value, you can easily adjust the value yourself. This does not mean that is it the actual market value. The value that is shown on our website is often an average. The current market value of the car is the amount the car is worth at this very moment. When you apply for a car insurance, it is important to know the current market value of the car. You can later send us the statement, so we can see if our insurers can grant you damage free years from abroad. If you have found yourself is this situation, it is always good that you apply with 0 claim-free years. It depends on the situation, the written statement and the car insurance company. Maybe, in some cases, it is possible that the car insurance company in the Netherlands will grant you those claim-free years. For example, if your car insurance company can offer you a written statement in which they claim that you did not have any damages in the last few years. If you do not have any Dutch claim-free years, you will start at 0. Car insurers in the Netherlands can only take over Dutch claim-free years that are registered in the Roy Data system. If you are moving to the Netherlands, then it might be different. You can ask your current insurance company, you can check your latest policy or you can request your number of damage free years in the Roy-Data system. If you currently have a car insurance in the Netherlands, and you are considering changing it, then your current insurer knows how many damage free years (claim-free years) you have. But it is also important to know how many claim-free years you have, the current market value of the car and your mileage. Most of the time, you already know the license plate number, the reporting code (meldcode) and all of your personal information. Damage insurance for occupants: A passengers damage car insurance provides coverage for both material damages and personal injury to all passengers in the car, including the driver.įrequently Asked Questions regarding the car insurance Netherlandsīefore you apply for a car insurance, it is important that you gather all your personal information.There is no coverage for traffic conflicts and fines. Legal expenses insurance: A legal expenses car insurance helps you recover the costs of damages caused by the other party. ![]() Personal accident insurance: The personal accident car insurance provides coverage in the event of personal injury caused by accidents.Accessories insurance: With an accessories car insurance you are insured for all accessories that were later added to your car.No claim protection: When choosing a no claim protection car insurance you insure yourself against premium increases after damages.Did you know you can add an additional car insurance to your basic car insurance in the Netherlands? At UnitedConsumers, you can always choose the following cheap additional car insurances: ![]()
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |